Terms and Conditions

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Introduction

Welcome to Credlock. These Terms and Conditions govern your use of our website, services, and products. By accessing or using our platform, you agree to comply with and be bound by these terms. If you do not agree to these terms, you must not use our services.

Use of Our Services

You agree to use our services only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use of the services. You must not use our platform to transmit any harmful or illegal content, or to engage in any fraudulent activities.

Account Registration

To access certain features of our services, you may be required to register an account. You agree to provide accurate, complete, and up-to-date information during registration. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Payments and Fees

Our platform may involve financial transactions, including device financing and loan repayments. You agree to pay all applicable fees and charges associated with your use of our services. We reserve the right to change our fees and charges at any time, with notice to you.

Intellectual Property

All content, trademarks, and intellectual property on our platform are owned by Credlock or our licensors. You may not use, reproduce, or distribute any content from our platform without our express written permission.

Termination

We reserve the right to terminate or suspend your access to our services at any time, without notice, for any reason, including violation of these terms. Upon termination, your right to use our services will immediately cease, and we may delete any associated data or content.

Limitation of Liability

To the maximum extent permitted by law, Credlock shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Credlock, its officers, directors, employees, and affiliates from and against any claims, liabilities, damages, losses, or expenses, including legal fees, arising out of or in connection with your use of our services or violation of these terms.

Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of Nigeria. Any disputes arising out of or relating to these terms will be resolved in the courts of [Location].

Changes to These Terms

We may update these Terms and Conditions from time to time. We will notify you of any changes by posting the new terms on our website. Your continued use of our services after the changes take effect constitutes your acceptance of the new terms.

Contact Us

If you have any questions about these Terms and Conditions, please contact us at: